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Design & the City

Genius Tactics That Can Help You Save For Your First Home

11/23/2022

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Purchasing the home of your dreams can seem impossible at first glance. After all, you don't just need to be able to pay your mortgage each month, and your legal and moving fees, but you will need to raise a significant deposit as well. However, if you are looking to get onto the property ladder, I'm here to tell you that all is not lost. Indeed there are several tactics you can use to help you raise the money you need. Read on to find out what they are.

Cut the cost of your current rent

For many people buying their dream home is tough because they already have to pay out a big chunk of their income on rent each month. However, there are ways of cutting this expenditure to zero, if you are brave enough to try them.

One option is to move back in with your parents or family for a while, as you save like crazy for your deposit. Of course, this option is only viable to those people whose parents have space for them and whom they get along well enough with to stand 6-12 months of living together again.

Another possibility is to take a post as a professional house sitter. House sitters are people that live in other people’s homes and take care of them, as well as their pets and plants while they are away. House sitting tends to be an unpaid position, but the benefit is that you get to live in someone else's home rent-free so you can put all the money you save on rent away onwards your deposit.



There is also nothing stopping you from working a day job, especially remotely when house-sitting so you could continue earning while saving on rent at the same time.

Investing

Another way you could add to your deposit savings pot is to invest some of your money. There are many different types of investment that you might like to consider, and those that offer a faster return such as Share CFDs, otherwise known as a contract for difference investing, and Forex might be most suitable in this case. Although it is always advisable to do your homework and educate yourself on what each type of trading is and the return you can expect. After all, profit is not quartered when it comes to any type of investing.

Work out at home

Last of all, if you are looking to save some significant amounts of money each month, then why not swap your pricey gym membership for working out at home? Indeed, there are many effective workouts you can do that do not require gym equipment.

One of the most popular of these is running, as it can be done anywhere, even if you are travelling and all you need is the right pair of shoes.

Similarly, bodyweight exercises are very effective and do not require any expensive gym equipment, and there are plenty of free exercise videos on sites like youtube that cover everything from dance to Yoga.

Consider Concierge Auctions:

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A real estate auction company called Concierge Auctions makes it simple to acquire or sell opulent residences. You can place bids with Concierge on one-of-a-kind and priceless homes in some of the world's most sought-after cities. Without having to pay an agent's commission or any other costs, you can also get fantastic discounts on more reasonably priced houses and apartments. For both buyers and sellers, concierge offers a simplified procedure, with knowledgeable professionals guiding you through each stage.

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    Jill Seidner is a Los Angeles based Interior Designer specializing in commercial & residential interior design, design consultations, & online design services. She is active in the design community & also the Los Angeles blogger for the Material Girls Blog. For media kit and blog sponsorship info, click HERE.

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